.formcol {
background : #000099;
color : #ffff00;
font : bold italic 12px Verdana, Geneva, Arial, Helvetica, sans-serif;
scrollbar-base-color : #778899;} 

.multicol {
background : #E5F3FF;
color : #00008B;
font : bold 12px Verdana, Geneva, Arial, Helvetica, sans-serif;
scrollbar-3dlight-color : #FFD700;
scrollbar-arrow-color : #DC143C;
scrollbar-base-color : #778899;}

.ctr {
COLOR: #000066; FONT-FAMILY:  Verdana, Geneva, Arial; FONT-SIZE: 15px; FONT-WEIGHT: bold; text-decoration:none; }

.ctr:hover {
text-decoration: underline; }